At Bank NPA Consultant in Mumbai, we have multifaceted group of experts in the fields of Individual Loans and Corporate Debt with a combination of backgrounds that make us the “Complete Business Debt Expert”. We deliver comprehensive solutions for NPA management to lenders as well as borrowers by reorganising and restructuring of loans and interest rates.

Bank NPA Consultants has been pioneering in assisting the MSME sector to achieve a turnaround from their debt crisis and guiding them on the means and methods to counter the situation. We support SMEs to fight against the aggression of banks. We work out a feasible restructuring plan, arrange for funds required and liaison with the banks. We provide help and guidelines for the client on how to deal with aggressive recovery of bankers. We counsel our clients and explain their rights under the law.

If you have a stressed loan problem, we can provide you with all the necessary solutions. If you are currently in default or are about to be declared a defaulter, we can help.

Our team comprises of former top executives of Public/Private Sector banks, Chartered Accountants, Chartered Financial Analysts, Engineers and Management Graduates from Premier B-Schools. We have considerable experience of dealing with almost all the banks and financial institutions in India.

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Effective NPA Consultant for SMEs and Large Corporates alike

Bank NPA Consultants or BankNPA.com is a specialist debt-relief consultancy firm.

We can provide you and your company relief from your Individual and Corporate Debt problems. We will structure a specific plan tailored to the needs of your business.

We are a NPA Consultancy firm. We believe in a partnership approach and work towards building a long-term relationship with each client.

We have experience in high-level debt negotiations and our aim is to add value to your organisation, large or small. We are a result-driven organisation and deliver proven solutions with guaranteed results.

We shall be pleased to place these services at your disposal to obtain redressal and relief for you from your concerns. Detailed work profile of our Individual consultants can be furnished to you on request.

Preventing ‘Willful Default’
Setting Straight Your CIBIL Record
Advice for Company Directors

NPA Consultant is involved in resolving and settling loan related troubling issues. Bank NPA Consultant provides guidance and consultation for NPA accounts. In the process of our experience with lenders, borrowers and prospective investors in the cases concerning sick units , we realized the need for creating a system that would provide access to assistance related to NPAs in a transparent and efficient manner. Such a system will be useful to all the stakeholders.

We make representations before Banks and Financial Institutions for corporate debt restructuring including for sanction / conversion / modifications in existing credit facilities or for sanction of additional credit facilities as required by a specific company depending upon its needs. We have a team of retired senior bankers from various banks with expertise in CDR, who put in their vast experience at work to ensure that the presentations made to the banks and institutions are flawless so that the necessary approvals are obtained expeditiously. In order to provide a wide range of specialized services, we have partnered with asset management companies, law firms and other real estate service providers.

We provide financial consultancy services for asset-distress related activities such as:

– DRT Cases
– Rehabilitation of Sick units
– Restructuring of Corporate debts
– Modification of Repayment Schedule.
– One-Time Settlement (OTS)
– Conversion of debt into equity / quasi-equity.
– Getting additional finance sanctioned.
– Funding of interest amount.
– Reduction / waiver of Interest cost.
– Re-alignment of interest payments

 

We also assist existing bank borrowers on matters of irregular & sticky accounts, NPA and Suit-filed accounts, bad loans and credit card loans. Particular care is taken of those embroiled in DRT and SARFAESI or Securitization cases. Help is at hand to reschedule and restructure the accounts or to apply for One-time settlement (OTS) proposals to Bank. In case of need, legal assistance is provided to tide over the pressure mounted for seizure of assets. We act as consultants for BIFR & AIFA cases.
Our expert team undertakes complex CDR proposals or Corporate Debt Restructuring cases involving financial, banking and legal expertise. On the whole, BankNPA.com is a trustworthy NPA consultant and advisor for OTS proposals, legal help, restructuring of loans, where borrowers from all over India can seek assistance. Timely intervention in bad loans is very crucial as otherwise the borrower is most likely to lose his business, his money and face litigation.

Corporate Debt Restructuring (CDR)

Corporate Debt Restructuring (CDR)
Debt restructuring is the process of negotiating with creditors to reduce overall debts in exchange. We provide a platform for Alternate Dispute Resolution (ADR) between the borrower and the lender
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Write off Unsecured Debt

Write off Unsecured Debt
Including VAT, customs & tax arrears. A recovery plan is prepared for its viable continuity. This includes the return of a proportion
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Release From Onerous Agreements

Release From Onerous Agreements
We help consider your own exposure and can negotiate with lenders for acceptable payment
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Protection From Legal Action

Protection From Legal Action
Protection by a legal moratorium whilst a recovery plan is prepared for its viable continuity
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Advice for Company Directors
Setting Straight Your CIBIL Record
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Advice for Self-Employed
Preventing 'Willful Default'