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Bank NPA Consultants
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NPA issue in India: An Analysis

According to RBI October to December report, the gross Non-Performing Assets (NPAs) of Public Sector Banks are just under Rs. 4 lakh crore, and they collectively account for 90% of such rotten apples in the country’s banking portfolio. In terms of net NPAs, their share is even higher – at 92% of the total bad loans reported so far in the banking system. What is...

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Bank NPA Consultants
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Non-Performing Assets (NPA): How serious is India’s bad loan problem?

When the borrower stops paying interest or principal on a loan, the lender will lose money. Such a loan is known as Non-Performing Asset (NPA). Indian Banking industry is seriously affected by Non-Performing Assets.When the borrower stops paying interest or principal on a loan, the lender will lose money. Such a loan is known as Non-Performing Asset (NPA). Indian Banking industry is seriously affected by...

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Bank NPA Consultants
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NPA crisis and a new law

Once a company goes in for a bankruptcy, the new law envisages that day-to-day affairs be run by a resolution professional appointed by the creditors. Some companies, however, feel the law should be first tested on smaller fish before going after big game. Over the next months, India’s newly-constituted bankruptcy courts will decide the fate of 12 companies that account for over a quarter of...

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Bank NPA Consultants
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Insolvency professionals are buying insurance for themselves

Insolvency professionals are rushing to buy insurance to protect themselves before going ahead with the resolution process under the Insolvency and Bankruptcy Code (IBC). But the only glitch is that the general insurers do not offer insurance for an insolvency practitioner and modalities are being worked out for at least 15 deals that are close to being finalized the insurance companies and brokers say. An...

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Bank NPA Consultants
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Banks keep lending huge amounts while inevitably hiding the Distress signals

India’s bankruptcy courts have sought to resolve the Rs 8 lakh crore worth of non-performing assets (NPA) problem that is choking the banking system. But it is evident that banks have played a crucial role in the crisis by lending ailing companies with fresh loans, even as they struggled to repay their previous loans. This practice of ever-greening is called extend and pretend in India....

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